Insurance Close to the Water

[Beachboy]

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Please forgive me for going to the Punaweb Well of Wisdom with such frequence lately. I am in our debt. Do any of you have any experience with getting insurance within close proximity to the lovely blue --but treacherous-- ocean? Agents? Companies that service that area? The agent I went through expressed difficulty, especially where the dwelling was within 500 feet of the water.

Really, just thinking that thatched huts may be a more practical idea than a stick and mortar house!

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For what it's worth Glen. With Pyramid Insurance you may pay a little more than others out there. But when the '"Mud" hits the fan', Pyramid is right there! Kevin Yee is also my agent. Kevin & Pyramid pay out their claims really fast making their service worth the extra $$$. It allows me not to lose sleep , which is important to me..