01-28-2008, 03:52 AM
The trick with regular homeowners insurance when lava approaches your dwelling is that insurance will pay to rebuilds your home if the lava sets a tree on fire close to your house and then the tree falls on your home and sets it on fire before the lava does.
I asked my allstate insurance agent here...and he said that in that instance...your homwowners insurance would cover you.
I asked my allstate insurance agent here...and he said that in that instance...your homwowners insurance would cover you.