yurt living

[StillHope]

Just for a bit of clarification, my only horse in this race is the information. Like you, many have come to this forum with sincere questions. While many answers are often given, from time to time those answers need to be addressed to separate theory from experience. Sometimes a theory is 180 degrees out from living on Hawaii experience.

Yurtgirl - As for a personal loan being cheaper, let's be fair. If someone can afford to pay off a personal loan in 5 years, it would make sense to payoff a mortgage in that same timeframe. But, the interest rates would favor the mortgage, not the personal loan. and that's without considering tax considerations.
Also, could you provide a bonafide example of a permitted yurt being removed from one property and reinstalled (permitted) on a second property - here on Hawaii of course.
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Back when I was considering what to build before my house, I did research the yurt possibility as well as others. In the end, I built a permitted structure, 640sf, for about $30K counting the infrastructure(cesspool, solar, catchment) but not counting the land.

David
Ninole Resident
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Lostboystoy,David is right.We are sharing information on this forum.
It's a pity that you can not see that we wish you well and noone is "attacking" Yurtgirl here.And ,BTW,she is not "having some dealings with The Yurts of Hawaii,"she owns the business.
When in my post addressed to her I mentioned that "the owner of The Yurts of Hawaii told me..." I was just being polite and I also assumed that she would introduce herself after that.
It didn't happen.Only when Damon "discovered" it,she admitted the fact.
Anyway, I just wanted to share my own experience with personal loans.
When I was about to start putting a yurt process , my"lender",a friend of mine, had some unfortunate medical emergency in the family,which required huge expenses and no longer could help me.
Yurts oh Hawaii doesn't accept credit cards,so I had to get a loan.Construction loan(tried nationwide) was impossible.
Meanwhile I already had a personal loan when I needed extra money to pay for my land.
I live in San Diego and got $19K personal loan (with my vehicle as a collateral) at 6.5%.
In Hawaii I was offered by Wells Fargo 11-16% and my collateral(the land) was twice as much as the vehicle.
Without collateral this figures would be much higher.
And it is with my perfect credit score ,very close to the highest possible.
So depending what you can put as a collateral,you might come up with 30K you need just to pay The Yurts of Hawaii.I believe that YurtGirl will confirm it .My quote with them was about $27K,including drafting and permitting.But keep in mind that your cost can be higher depending on the features of your yurt.My project was "minimum minimorum" .
Now,about $30K -that doesn't include plumbing,electrical,water catchment.
David did his permitted house for the same money,but had everything done.
And don't forget that in 15 years you might need replacement parts.
Include couple thousands for shipping...
So it's up to you to decide.But you will make your decision being completely informed.
That what the whole discussion with YurtGirl,the owner of The Yurts of Hawaii was all about -be clear in her statements,which sometimes can mislead the customers.May be she didn't do it on purpose ,but the facts remain.