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[Bob Orts]

quote:

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Originally posted by julieb

I can't find an ATM that will take a deposit to my mainland credit union account. I have tried the two banks in Pahoa, the Hawaii CU in Pahoa, and the ATM in Malama Market. They are all willing to give me cash but have no option for making a deposit. Any suggestions?

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Contact your credit union and ask them for the names of financial institutions that they have ATM agreements with for deposits. With that, you have to hunt for an ATM affiliated with that financial institution. ATM's are owned by financial institution (they are not public) some being banks, others Credit Unions, and many by private ATM companies. The owner of the machine determines what transactions from other financial institutions they will accept and at what price. That's why you can have an account with One Horse Bank In Smalltown USA and make deposits and withdrawals for free at a Big Name Global MegaBank’s ATM in China, but can't make a deposit or can't avoid a high withdrawal fee at the Lame Horse Bank in Smalltown USA located right across the street from your bank. It's by agreements.