My recent ??? on the building forum

[StillHope]

Just letting everyone know that I am in the process of"assuming the best and asking questions".

My builder seems like a nice guy and came with a very good reference.

The circumstances of me getting a construction loan was like getting

out of a hurricane approaching area : you know what you need to take

but you have to save your life..

So it was the proposal,submitted and rejected by the

financial institution for technicalities (which is missing a lot of

details like rain gutters (like Nalu said,I thought it was standard

procedure),type of water heater and dozens other important things ..)

And it was a joke of the contract -basically saying how much money

the builder gets after each stage of the construction.

Anyway,out of about 100 lenders in construction loan business

according tho the financial broker i was working with (for a

year!)there was only one left for lava zone 2.

And even with my perfect credit it was like being in an electric chair ...
Still,no one forced me to be in that chair.
But it was very likely that if I start correcting all the
technicalities I wouldn't get the loan at all.
But I just want you to know that I am in the process of negotiating
with the builder and I wish I had a knowledge or someone knowledgeable to ask not on the forum .
So my purpose is to get the information I need ,
NOT TO DISCREDIT THE BUILDER.
Depending on the outcome of our negotiation I might even post him
in a good section of our BBB on Punaweb.He is reliable and mostly did good job on the house.