08-15-2008, 02:45 PM
Okay, second go-round. My insurance agent said that an umbrella liability policy was for additional liability coverage in addition to the max. amounts for your homeowners and/or auto. But the catch-22 is that you have to have the initial coverage first in order to get the additional umbrella coverage. My problem: I can't get the initial coverage. Menehune, would you be willing to give me the name of your insurer? Perhaps your company could help me.