10-18-2008, 03:43 AM
Yep... HPP is in zone 3 which means all homes are insurable and about the same price as you would pay on the mainland. we have Allstate and live on 5th street and to insure a $375,000 home....it's about $60.00 a month. But most people have hurricane insurance also (which is required if you have a mortgage) and it's another $60.00 a month. The only exception in HPP is oceanfront property up to 2nd street. Those people are in the tsunami zone and most insurance companies won't insure them.