06-21-2009, 06:26 AM
Insured? (Liability, work comp etc. in place?) If so I may have some electrical work for you (additional service piggybacked on the existing drop)
To expound:
My insurance (homeowners) policies require me to make sure workers have - or I provide work comp for anyone working on premises.
What are the Hawaii insurance requirements requirements for independent unlicensed contractors?
If not insured the resulting federal law exposure to property owner’s assets is major should the worker hurt themselves.
There may also be a social security and work comp as well as other liability exposure if the owner pays "wages" as opposed to "contracting" even though the job comes to less than 1k$
Any Hawaii licensed legal eagles in the group? insights / corrections
Aloha
To expound:
My insurance (homeowners) policies require me to make sure workers have - or I provide work comp for anyone working on premises.
What are the Hawaii insurance requirements requirements for independent unlicensed contractors?
If not insured the resulting federal law exposure to property owner’s assets is major should the worker hurt themselves.
There may also be a social security and work comp as well as other liability exposure if the owner pays "wages" as opposed to "contracting" even though the job comes to less than 1k$
Any Hawaii licensed legal eagles in the group? insights / corrections
Aloha