06-21-2009, 06:59 AM
I bet if there was a study, they'd find that employees of contractors with work comp get hurt more than the guys out there hustling on their own.
As an owner of several commercial properties, if I hired a handyman to do a small repair project and he brought up the subject of social security or work comp, it's a clear sign that he's not much interested in the repair itself, probaby would be a crappy worker too.
As a handyman myself, if I was helping someone out and they brought up liability insurance and licensing, I'd wonder why they called me instead of a contractor.
As far as 'federal law exposure' to your assets, . . . all property is exposed now.
As an owner of several commercial properties, if I hired a handyman to do a small repair project and he brought up the subject of social security or work comp, it's a clear sign that he's not much interested in the repair itself, probaby would be a crappy worker too.
As a handyman myself, if I was helping someone out and they brought up liability insurance and licensing, I'd wonder why they called me instead of a contractor.
As far as 'federal law exposure' to your assets, . . . all property is exposed now.