06-24-2009, 05:57 AM
"... Also in the worst case, if you have a fire, the insurance company might deny your claim if they can determine the work was not permitted, if if done to code. ..."
So....if you buy a house and there has been some electrical work done that (you did not know about) and had a fire, the insurance co. would *not* pay?
I guess your "due diligence" now includes a full inspection of all mechanical and electrical systems, and pull permit history before buying? What if there's a splice hidden in the wall that arcs and starts a fire and no one ever thinks to open the walls to look for such things?
So....if you buy a house and there has been some electrical work done that (you did not know about) and had a fire, the insurance co. would *not* pay?
I guess your "due diligence" now includes a full inspection of all mechanical and electrical systems, and pull permit history before buying? What if there's a splice hidden in the wall that arcs and starts a fire and no one ever thinks to open the walls to look for such things?
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