09-15-2009, 02:38 PM
Kaiser is my insurance. I left them for a several months and then tried to come back on an "individual" plan (no employer involved). I applied and ooops...Denied...oh it was my previous back problems. Being self-employed they have that right to deny. I filed an appeal, it took 2 months but I am back on! They have one year to monitor me, my health has to remain the same during that year. Whatever...no problem, it will! I have had Kaiser for over 10 years. For living here, Kaiser is my choice. A clue for dealing with Kaiser is this: they will give you what you want, it's just that you may have to push it. The thing about them is that if you really get ill, they will fly you anywhere for the best treatment without any cap-out limitations.