12-18-2009, 05:20 AM
You can ask and they may just say "we ordered the report but never reviewed it since we found a more qualified applicant", or, "we order the report as a routine employment requirment, but since you position was eliminated, we never looked at it".
Credit reports ran for employment purposes (there is a way to identify that) or for regulatory purposes (regulated industries), do not count against you or impact your credit score.
The problem is how do you know if the credit report was the reason for some adverse action?
Credit reports ran for employment purposes (there is a way to identify that) or for regulatory purposes (regulated industries), do not count against you or impact your credit score.
The problem is how do you know if the credit report was the reason for some adverse action?