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Obie said:
One benefit of this storm is that all of the damaged houses will have to replace their cesspools with aerobic systems.
Yes indeed. That's why we never eat the fish from that area, no matter if the (partially) gated community keeps kanaka maoli out.
One very vocal (haole, sorry, no racial intent meant) woman was so proud of keeping "the Keliiho'omalu kids out of my property" (yes, she bragged to us) as they tried to go to the ocean; after she charged us ("Hawaiians") $250.00 per day (minimum 3 days) to stay in her oceanfront home (with her downstairs in the house with her meds, and boyfriend beating her in the middle of the night.)
Perhaps to early to dissertate, however, it may be a cleansing of the entire freaking area. Yes, talk to Lyman, Obie. They are more apt to help "your" community than the Hara's, even if you're not "gated".
Of note, they (the Lyman estate) also leases to ORMAT/PGV, which leads to "community" benefits. Take note. I certainly am.
JMO.
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quote:
Originally posted by Obie
One benefit of this storm is that all of the damaged houses will have to replace their cesspools with aerobic systems.
The aftermath repercussions are going to go on for a long time. It's kind of doubtful the insurance companies will cover the cost of new septic systems. Then, will the county start condemning properties if the homeowner is unable to afford the replacement costs? When everything is nice, that area is beautiful and it seems to give a lot of value to the houses down there. The reality is none of those places are worth a plug nickel if a tsunami takes them out. Scientists are confirming plate pressure buildup all along the west coast of north and south america. There is a big fault under Seattle that is long overdue, San Andreas is long overdue, and multiple faults down South America are also long overdue. Maybe the big one doesn't happen for 50 years, maybe it happens in 5 years. It's all a crap shoot.
"We come in peace!" - First thing said by missionaries and extraterrestrials
*Japanese tourist on bus through Pahoa, "Is this still America?*
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Ted,
The homes have already been red tagged by the country. (Condemned)
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"Red tag" does not necessarily "condemn" the property. All it means is that is is by Building Code standard it is unsafe for human occupancy until items stated are cleared. From there it all depends on what is wrong, and the cost over valuation of home/property.
The items that are commonly used are lack of sanitation (septic, toilet shower/tub, kit sink), running water, lighting and accessibility (stairs). Also include any structural damage that resulted from the surge/storm, or stairways to home are damaged, gone. Wet interiors are a note as well, considering mold issues.
If septic were a big issue, I would consider finding a "listed and labeled" incinerating toilet and have a gray water holding tank to irrigate garden with. Toilet would more than likely be under scrutiny, may request "alternate methods and materials" thru the Building Department, hence the "listed and labeled" what they would want is proof of National Gas Institute and National Sanitation acceptance to ensure it doesn't breed cooties and the gas incinerator portion stays contained.
Community begins with Aloha
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I was shocked to read that there are still homes with cesspools in Kapaoho. How can County and State not have issued long ago issue laws to protect the ocean, the fish and the public? If people can't afford aerobic systems, then maybe it's time to sell and move elsewhere, IMHO this can't be seriously an excuse to not address fecal matter going into the ocean.
Lokahi
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there are still homes with cesspools
These remain "grandfathered" until "too much" remodel/rebuild.
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Didn't know this about hurricane insurance. You have to have it to cover tropical storm damage. Had discussions with some long timers awhile back that were saying hurricane insurance was a total ripoff because hurricanes never hit Hawaii island (still haven't in 22 years, Iselle landed as a tropical storm). Interesting how the Honolulu news sites post useful information and the crap Steven's Media here sticks to their right wing agenda, only news with a negative bias.
http://khon2.com/2014/08/18/storm-ravage...t-of-luck/
Storm-ravaged homeowners without hurricane insurance out of luck
"We come in peace!" - First thing said by missionaries and extraterrestrials
*Japanese tourist on bus through Pahoa, "Is this still America?*
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According to Zephyr Insurance Co., here is the real info:
"There was some misunderstanding whether it was a hurricane compared to a wind storm," he said. "It would be a hurricane as defined when the National Weather Service issues a hurricane watch or a warning. That's when the hurricane policy coverage begins and it remains intact until 72 hours after it is lifted by the National Weather Service. Changes in the storm conditions would not impact the in-force hurricane coverage."
The National Weather Service declared a hurricane warning on Aug. 6 and it remained in effect until being lifted on Aug. 8. That means hurricane coverage remained intact until 72 hours after that date, or until Aug. 11, according to Toyama.
Many homeowners' policies exclude hurricane coverage, so those without a companion hurricane policy would be uninsured for Iselle and thus liable for all the damage caused to their property."
"Zephyr, with more than 70,000 customers and about 30 percent of the hurricane insurance market, is one of the top two insurers in Hawaii along with State Farm."
The article requires you to have the subscription to read it, but here is the link:
http://www.staradvertiser.com/businesspr...=271792011
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The damage in Vacationland isn't covered by hurricane insurance.The damage was caused by the surge. This requires federal flood insurance.
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Oh, wow, good point. Found out with an ocean view place in Oregon, wasn't in a flood plain but flood insurance was available, only federal, and it was a huge amount per year, twice the amount of the regular policy. It does cover direct tsunami (excessive tidal action). Of course, the purpose of an insurance business is to take your money then tell you that particular legal interpretation isn't covered.
"We come in peace!" - First thing said by missionaries and extraterrestrials
*Japanese tourist on bus through Pahoa, "Is this still America?*
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