quote:
Originally posted by DaVinci
I also signed up at the Hawaii Health Connector. Didn't really think we qualified for subsidized health care insurance but wanted to be on record as having inquired. I was correct, we didn't qualify for subsidized health care insurance. So I did my own research and found a good plan that costs me a ton of money but hey, now I've got health insurance. Through the private sector. Only thing is, I'm SERIOUSLY glad that the ACA is in place, to prevent the all-benevolent private sector from charging me twice what I'm paying and disqualifying my wife for having preexisting conditions.
So here's where I'm not understanding the previous posters: you guys are trying to sign up for SUBSIDIZED health care insurance, and you're bitching about it. While standing in line for your handout, you're bitchng about how bad it is that you are being forced to get health insurance that is partially paid for by your fellow taxpayers, when what you'd rather be doing is getting turned down for insurance by an unfettered private sector insurance underwriter because of that mole you had removed last summer. Or getting charged triple what the ACA is asking you to pay. Or whatever.
Is that about right?
Wrong. You assume too much.
I already have health insurance through Kaiser for the last 20 years. NO pre-existing or any significant health issues other than an occasional kidney stone. Further, I do not qualify for subsidies anyway so your argument that I am complaining about getting a "handout" is absolute rubbish.
The problem is two fold:
1. The lack of reasonable free market choices.
2. Government trying to act like a business which we all know is an utter train wreck.
My premium went up from $198 to $324 in less than 2 years. I am NOT looking for subsidized insurance, I'm looking for a better deal. The fact that Kaiser themselves refers you to HHC for alternate, lower cost plans drastically limits my options. Their (Gov.) inefficiency just compounds the problem.
You yourself say you are paying a ton of money yet you advocate government health care? How is it that the "ACA" prevents the private sector from charging you triple? What do you think drives up prices in the private sector in the first place? Can you think of ONE entity that screws with the economy only to make it worse? You are advocating the very thing you complain about.
If someone has been turned down because of health issues, why do I have to pay for it? You are bitter because of pre-existing conditions which I agree, sucks. So your answer is to make people like me that don't qualify for subsidies, PAY for SUBSIDIES! Am I bitching, damn right I am.
All I ask is that if the government wants to screw us, do it in a timely, efficient manner.