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Discussion of land swap ?
#51
how many can afford to rebuild? Of those, how many can afford to wait

People were homesteading LZ1 because it was cheap. How much will these new subdivision lots cost? Rephrased: who are they really for?
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#52


For people who realize and understand that you get what you pay for. There is a reason (in fact many reasons) why land in Puna has been cheap. One of those reasons is that you risk everything that you put on the ground in LZ-1 and LZ-2.

As alaskyn66 so eloquently put it: "That's all it was.. a gamble. The house won. Accept it, and place another bet."

Those subdivisions were created for people who refuse to accept that reality. Sadly, our County government was complicit in the fleecing of residents/owners of those lots - and apparently doesn't have any compunctions about continuing that fleecing...

If you can't afford a lot in a proper subdivision, how can you afford to lose (for most people) what is the largest single asset that you've ever owned... not to mention your life - which, in some of these subdivisions, is very definitely at risk.
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#53
you can't afford a lot in a proper subdivision

...then you shouldn't bother to live here?

Will the local employers raise wages until workers can "afford" to buy in a "proper subdivision"?

I see another manifestation of "one size doesn't fit all" -- the presumption is that everyone should "afford" a stick-framed house with a mortgage payment, when the vast "private, agricultural" subdivisions don't really support that solution. Instead of adjusting expectations to match reality, we create fake insurance and milk the bailouts.
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#54
"Instead of adjusting expectations to match reality, we create fake insurance and milk the bailouts."

You keep lumping us all together.I lived in a properly permitted subdivision that was zoned for residential.
We had paved streets and a water system.

I enjoyed the lower price that I paid but I went into the deal with my eyes wide open and realized that the lava would come someday.My wife and I had 18 wonderful years before it came to an end.

I had a standard homeowners policy through Allstate that was not subsidized by anyone but the other policy holders of Allstate.
My insurance was $700.00 per year just the same as my insurance for a house on the mainland.

The insurance paid of in full on the structure and we are just starting escrow on a condo in Hilo.

We will be coming back to Puna to give it another try as soon as the lava is pau.
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#55
You keep lumping us all together.

Perhaps.

We will be coming back to Puna to give it another try as soon as the lava is pau.

Would you buy into one of the "new, correct" subdivisions with residential zoning, paved streets, water system?

Is such a subdivision likely to be developed by the private sector, or will it require special funding/rulebending by the State?
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#56
"Would you buy into one of the "new, correct" subdivisions "

A few of us were thinking about pooling our money and buying property and start our own subdivision.

We should be able to rebuild the same level of infrastructure as had.

Plan B is to move into an existing neighborhood and taking it over. That's what we did in Vacationland.

My plan for now is to live in Hilo with tidepool access because that's why I moved to the Big Island.
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#57
What would these new shipmanville subdivisions be zoned as.. Ag or residential..

https://www.broadcastify.com/listen/feed/28068/web
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