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Aloha Everyone,
We are moving to the BI, Puna area this summer, and we are looking for information reguarding local banks offering good service, and frequent flyer miles. Any help would be greatly appreciated.
mahalo,
Jim
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Best bet is to keep your mainland bank as their are few if any banks on the Big Island that offer Airline miles that I know of.
Also many banks and credit unions are now "partnered" with other banks in other states around the country. They will allow you to make deposits ,withdrawls and cash checks here on the Big Island from your bank on the mainland. We did it when we moved over 4 years ago.
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First Hawaiian Bank partners with Aloha (and maybe Continental? check their website) and Bank of Hawaii with Hawaiian. Given Aloha has just gone bust, Hawaiian is a better choice. Also, Bank of Hawaii seems to have more ATMs in convenient locations.
The local credit unions have lower charges, but no mileage deals as far as I know.
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I believe you can get a Bank of Hawaii ATM/Credit Card with Hawaiian Miles too.
Carrie
http://www.carrierojo.etsy.com
http://www.vintageandvelvet.blogspot.com
"Freedom has a scent like the top of a newborn baby's head..." U2
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In the days of Internet banking anyone doing business with the local banks is foolish. Check
http://bankrate.com for rates and compare them with the rates of the local banks.
Aloha,
John S. Rabi ABR,CM,CRB,FHS,PB,RB
808.989.1314
http://www.JohnRabi.com
Typically Tropical Properties
"The Next Level of Service!"
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quote:
Originally posted by John S. Rabi
In the days of Internet banking anyone doing business with the local banks is foolish.
Somehow, the extra interest paid on savings accounts by these internet banks just seems way too cheap for me. Just like I would rather walk into a local book store and pay a few bucks more for a book (instead of ordering it on-line) knowing that my few extra dollars combined with other's few extra dollars is supporting a local tax paying business and giving someone locally a job. Maybe I've got too much money to care about a percent or two in savings, or maybe I have too little where it won't add up to a hill of beans, but each time I see one less person on the local unemployment line, one less person having to ask about public assistance, and one less person wondering what tomorrow will bring, guess it's more satisfying then some extra interest from an "E" bank, gods knows where, that couldn't care one rat's *ass about the local community.
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I walked into both Bank of Hawaii and First Hawaiian Bank, intending to open an account, as I will be moving into the house we've purchased already. The fees that they both charge are so outrageous that I left without opening anything! There were lots of customers at both of these branches - is the educational system here that bad, that no one notices their deposits are shrinking so quickly?
After I purchased a used vehicle, my insurance agent told me about Central Pacific Bank (nearly across the street in Hilo). They don't charge those fees, and thats where my new account was opened.
I also have an account at the Pahoa credit union, which I opened on a previous trip.
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I too have Bank of Hawaii. I don't even live there yet, but I found it convenient to have a local account when there along with a State of Hawaii I.D. card. I do have to leave a little in it to avoid fees. I don't remember the minimum. I keep about $5000 in it. I didn't know I got air miles. What type of activity generates the miles? I found the employees to be very business like but very friendly at the downtown Hilo branch close to the bay.
Pua`a
S. FL
Big Islander to be.
Pua`a
S. FL
Big Islander to be.