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How much insurance?
#1
My wife and I are considering buying a house in HPP, but I am unclear as to how insurance works here. Can anyone tell me how much insurance costs, say per $100,000 of house, in lava zone 3?
Does insurance here include damage by lava (if that happens), or is lava insurance a separate cost?
Any recommendations about insurance companies, or agents?
Mahalo.

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#2
Insurance is relatively inexpensive in Lava Zone 3, I paid $400/year for a $180K house on 10th Street in HPP. However, there is no such a thing as "lava insurance" and hurricane insurance was excluded from my policy.

Aloha,
John S. Rabi, ABR,CM,CRB,FHS,RB
http://www.JohnRabi.com
Typically Tropical Properties
"The Next Level of Service!"
This is what I think of the Kona Board of Realtors: http://www.nsm88.org/aboutus.html

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