Building with wood? "You might wanna..."

[StillHope]

Thank you,everyone again for the interesting conversation.
I am all for the "in the long run" - invest as much as you can and have less worries in the future.
Jay just answered the question I've been asking myself - why people even bother to build houses from wood if the other option available?
I learned not to worry too much about the volcano...to the point that I managed to forget about it sometimes..
My other guess that a concrete house,probably,much more expensive.
But if I had a luxury of time to start my project all over,I'd have tried hard to find a way to build a concrete house.