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I've driven some subdivisions finally
#21
I, too, live in Eden Roc. I was getting my dander up about a new junk yard on Palainui, when we found out that it is the result of a clean-up campaign and will be cleared out. So, that said, I have good neighbors and no problems. The closest "homemade" houses are inhabited by nice people. We live next to a lot many would consider ugly, but the owner and his friends are hardworking individuals. You can't get a whole street that is all of one thing or another. Things change, but I am very comfortable here after a year. I'm still waiting on the sale of my WA house so I can buy a real house (currently in a fully equipped RV). There are a couple of houses for sale in here I would be happy to purchase. Peggy

Peace and long life
Peace and long life
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#22
quote:
Originally posted by Radiopeg

I, too, live in Eden Roc. I was getting my dander up about a new junk yard on Palainui, when we found out that it is the result of a clean-up campaign and will be cleared out. So, that said, I have good neighbors and no problems. The closest "homemade" houses are inhabited by nice people. We live next to a lot many would consider ugly, but the owner and his friends are hardworking individuals. You can't get a whole street that is all of one thing or another. Things change, but I am very comfortable here after a year. I'm still waiting on the sale of my WA house so I can buy a real house (currently in a fully equipped RV). There are a couple of houses for sale in here I would be happy to purchase. Peggy

Peace and long life



Did you bring the RV with you or did you buy it in Hawaii?
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#23
Craigs list. Cheaper than the shipping.

Peace and long life
Peace and long life
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#24
I've bought & sold many properties in CT, NC, FL & HI & have a policy of extreme due diligence before buying. One of the best is not just driving the neighborhood, but going to the property & spending time there on a Fri or Sat night. It's worked for me, I've never really had problem neighbors; probably luck I guess too.
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#25
Ainaloa has some crime statistics available from Keaau Police station. I live in Orchidland and own some property in HPP.
I would not live in Leilani or Naniwale due to the lava zone ratings which raise insurance costs.
HPP is safer the closer you get to the water. Very active neighborhood watch groups in HPP. Orchidland safety depends on your neighbors. I have 3 square acres and house in middle. Neighbors and myself have been here a long time and are stable. Behind me there are tarps and folks living off the land without clean water or real shelter.
I have in-laws in Ainaloa and they hate it. Lots of crime according to them. Break ins and drug sales. But the police would have the crime map to show you.
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#26
Well, the Ainaloa property appears to have been sold before we got a bid in. It's two fully permitted studios raised to have carports and storage space below. Bank owned. It was listed by a Maui agent who was hard to get ahold of and he'd listed it on gohoming.com, which is apparently where the offer came from. The asking price dropped to 75k a day or two before we looked at it and it's still not listed as contingent on MLS, but apparently there's a "contract". From my limited knowledge, I think Ainaloa has two very distinct areas - the side that's more paved, and the part that has poorly maintained dirt roads. The latter is the part I'd stay away from, though I talked to nice folks there.

So we're on to Eden Roc for now. We've put in an initial bid and will wait to see if it's countered. The place is unpermitted but we intend to bring it up to the most recent code, despite the extra expense, we feel it is important. It's got poles out front with telephone and power comes to within 2 poles (the nearest neighbor). We will not be spending money we can't afford to lose, it would just delay retirement a bit. Although I'm a high school teacher and we lived on a single income most of our lives, we have always had excellent money management and can afford to take chances. We've always worked hard and payed off our debts before spending on frivolities like vacations and unpermitted houses 2300 miles away =)

Our RE agent lives a couple of blocks away and has been there for almost 30 years. He says when he first moved there was the only time he has a problem with someone breaking in (kids - didn't cost him too much). I am quite happy with the anecdotal evidence folks have provided here. If my worst problem is roosters, coqui frogs, pigs, goats, what have you, I'll be happy, especially since we've run a horse boarding operation, had chickens, goats, a donkey and more in the past. If we get this place we'll keep an eye out for a chance to buy up the adjacent lots in the future.

It's hard to get time to post or even think a lot about things while on a combined vacation/real estate hunt. Thanks to everyone who posted so far and I'll catch up when I get back to the Island I grew up on.
Me ka ha`aha`a,
Mike
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#27
"There are only certain areas where landlords have for a long time taken Section 8, and in these areas you have clumps of households that have a certain mentality. I don't think Section 8 is a bad concept, but in practice it has worked out that way. Landlords who care about their property won't take it, mostly only slumlords. And once you get it established, you don't move away from it or you could lose it."

Our beautiful home in Fern Forest is still available for rent. We take pride in our homes and are definitely NOT slumlords. Section8 Housing welcome.

It is the duty of the owner/landlord to screen ALL potential tentants and to conduct inspections periodically.



"a great many people think they are thinking when they are merely rearranging their prejudices."

w. james

"a great many people think they are thinking when they are merely rearranging their prejudices."

w. james

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#28
kani,
I give you big props for renting out your property taking Section 8. Many landlords with affordable housing just put No Section 8 in the ad. I apologize for over-generalizing. I am definitely pro affordable housing.

However, in spite of you being one of the good ones, there certainly is a Section 8/slumlord dynamic present in parts of the island, that has been around a long time. There are inspections required to keep basics going, but people (in general) don't improve rental properties when the cash flow can't go up when they do, and they keep repairs as minimal as they can.

But I'm not talking about run down properties, more the mentality that goes along with the long term welfare culture (in general, always exceptions); I'm talking about pockets where the families can get County housing but they are still broke and they turn to dealing drugs for extra cash. Or they do drugs and drink heavily because their lives aren't going anywhere. And families are beating on each other.

kani, you might find this article interesting as you have a place to rent and aren't getting the applicants. It appears the last time people on the wait list were given vouchers was five years ago. The waiting list is huge.
http://www.westhawaiitoday.com/sections/...g-aid.html

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#29
do banks lend to unpermitted homes?
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#30
quote:
Originally posted by rusty h

do banks lend to unpermitted homes?


No, but a few banks do lend on "vacant land". Interest rate is about 3x time for a property with permitted structure though.
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