Construction Insurance

[StillHope]

I am required to get the course of construction insurance.
The agent says that the unused portion (in my case it will be 6 -8 months) will be refunded.

If I remember correctly, Robguz posted about not able to get the refund.

We both have a property in Lava Zone II.

And it means - no choice in underwriters.

Has anyone ever got the refund on the course of

construction insurance?


P.S. A "side" question : Does a GC usually provide this type of insurance?

Thank you in advance for your time.

[StillHope]

I am guessing,most people have their house built not much less than a year?

Mine is allegedly will take about 4-5 months.So paying twice as much...